N26 Bonus - €5 for you and €5 for every friend

What is N26 and how the bonus works

• Receive a €5 bonus if you register through a referral link and complete a purchase.
• Earn €5 for every friend you bring to N26, once they have made their first transaction.
• The bonus is credited directly to your account balance as real money, which can be withdrawn or spent immediately.

Main requirements

• First Purchase: The new user must make at least one purchase of any amount using their N26 Mastercard (physical or virtual).
• Payment Methods: Purchases can be made online or in physical stores via Apple Pay or Google Pay.
• Excluded Transactions: Peer-to-Peer money transfers (like Cash26), transfers to electronic wallets, or topping up other cards are not valid.
• Identity Verification: You must complete the identity verification process (KYC) with an ID document and a selfie.
• Invitation Limit: You can accumulate bonuses up to a maximum of €1,500 per calendar year.

Step-by-step guide

1. Register using the referral link (found on this page next to the N26 logo).
2. Complete the account opening by uploading photos of your ID and following the video identification or selfie procedure.
3. Make a bank transfer to your new N26 IBAN to have the funds needed for your first purchase.
4. Use your Mastercard (even virtual via smartphone) to make a purchase (e.g., an Amazon top-up, mobile phone top-up, a game on Steam, etc.).
5. Receive the Bonus: Within a few days of the purchase being processed, you will receive the €5 directly into your account.