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BPER Banca - Refer a Friend Program 2026

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Summary

  • Welcome bonus

    🎁 Up to €450 in PerTe Sport Vouchers

  • Invite bonus

    €30 Voucher for each referred friend

  • Required deposit

    Open a BPER On Demand account + debit card transaction

  • Expiration

    Registration and account opening by 20/12/2026 (Additional actions by 20/01/2027)

  • Fees

    Varies based on the BPER On Demand plan

  • Extra

    Annual limit: max 10 referred friends (€300)

  • Last updated

    05/11/2026


What is BPER Banca and how the bonus works
BPER Banca is one of Italy's leading banking groups. The "Refer a Friend in BPER 2026" program allows existing customers to invite friends, family, and acquaintances to open a BPER On Demand checking account (either in Branch or Online), enabling both parties to earn PerTe Sport Vouchers valued at €30 each.
Promotion details:
  • The Referred Friend receives a €30 voucher upon opening the account and completing at least one debit card transaction. Additionally, they can unlock up to an extra €120 by completing specific rewardable actions (salary/pension deposit, recurring investment plan, pension fund, or insurance policy).
  • The Referrer receives €30 in vouchers for each referred friend who opens a BPER On Demand account and registers for the promotion.
  • Rewards are credited directly on the perte.bper.it platform within 3 months from the conclusion of the promotion (by April 20, 2027).

Main Requirements
To participate correctly in the promotion, make sure to fulfill the following conditions:
  • Account Holder Status: The Referrer must be an adult individual residing in Italy or San Marino, holding active direct banking relations with BPER Banca, and registered on the perte.bper.it platform by 20/12/2026.
  • New Customers: The Referred Friend must be an adult individual who has no active direct banking relations with BPER Banca at the start date of the promotion (individuals who closed active accounts after 31/12/2025 are excluded).
  • Invitation Method: The Referrer shares their personal Friend Code obtained on the perte.bper.it platform.
  • Reward Conditions: The Referred Friend must enter the Friend Code on the platform, open a BPER On Demand account, and execute at least one debit card transaction by 20/12/2026.

Bonus Details

1. For the Referred Friend (Welcome Bonus & Extra Rewards)

  • BPER On Demand Account Opening + Card Transaction: €30 PerTe Sport Voucher (Action deadline: by 20/12/2026)
  • Salary or Pension Deposit: €30 PerTe Sport Voucher (Action deadline: by 20/01/2027)
  • Subscription to a Recurring Investment Plan (PAC): €30 PerTe Sport Voucher (Action deadline: by 20/01/2027)
  • Pension Fund Enrollment with Contribution: €30 PerTe Sport Voucher (Action deadline: by 20/01/2027)
  • Subscription to Non-Life Insurance Policy (Siprevisto, Siprevisto XL, Ama & Proteggi Casa, Ti indennizzo New): €30 PerTe Sport Voucher (Action deadline: by 20/01/2027)

2. For the Referrer

  • BPER Banca Customer (Registered on perte.bper.it): €30 PerTe Sport Voucher for each friend who opens a BPER On Demand account by 20/12/2026.

Step-by-Step Guide
Follow these steps to open the account and obtain the bonus vouchers:
  1. Get the Friend Code: Ask your Referrer for their Friend Code or click on the shared invitation link.
  2. Open the Account: Open a BPER On Demand checking account (online or at a branch) by 20/12/2026.
  3. Register on the Platform: Access perte.bper.it by 20/12/2026, complete registration, and enter the Friend Code.
  4. Make a Transaction: Use the debit card linked to the account to make at least one purchase or payment by 20/12/2026.
  5. Activate Extra Rewards (Optional): By 20/01/2027, set up a salary/pension deposit or subscribe to investment/insurance products to unlock up to €120 in additional vouchers.
  6. Receive Your Rewards: The PerTe Sport Vouchers will be made available under the "requested/won rewards" section on perte.bper.it within 3 months after the promotion ends (redeemable until 20/04/2027).
💡 Tip: Each Referrer can receive rewards for a maximum of 10 friends (totaling €300 in vouchers). A Referred Friend who becomes a Referrer and completes all eligible extra actions can accumulate up to €450 in total vouchers.

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