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BBVA Welcome Bonus €10 + €20 for each friend

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Summary

  • Welcome bonus

    🎁 €10 bonus

  • Invite bonus

    🎁 €20 for each invited friend

  • Required deposit
  • Expiration

    No defined expiration date

  • Fees

    Free account, Italian IBAN

  • Extra

    €10 direct debit bonus + 4% Cashback

  • Last updated

    02/01/2026


What is BBVA and how the bonus works
BBVA is a Spanish bank that has launched a free online account in Italy with an Italian IBAN and a virtual/physical card included.
Promotion details:
  • Receive a €10 welcome bonus immediately after making your first purchase of any amount with the card.
  • Earn €20 for each friend you invite (up to a maximum of 10 friends, for a total of €200).
  • Get an extra €10 bonus if you set up a direct debit (e.g., utilities or subscriptions).
  • The account also offers 4% Cashback on purchases and 4% gross annual interest on your balance, paid monthly.

BBVA Payments
Main Requirements
To correctly participate in the promotion and receive your rewards, make sure to meet these criteria:
  • First Purchase: Make at least one purchase of any amount within 90 days of opening the account using the BBVA card.
  • Deposit: There is no mandatory minimum, but it is recommended to load at least €1 to cover small test purchases.
  • Identity Verification: You must complete the identity verification (KYC) process with a valid ID and a video-selfie.
  • Account Opening: The procedure is fast and takes about 5-10 minutes. Available only for legal adults (18+).

Step-by-Step Guide
Follow these steps to unlock your bonus:
  1. Registration: Download the BBVA app and start the registration. Remember to enter the promo code in the designated field during the process.
BBVA Referral Page
  1. KYC: Upload photos of your identity document (ID card, passport, or health card) and complete the biometric verification via selfie.
  2. Card Activation: Once the account is verified, your virtual card will be immediately available in the app.
  3. Top-up: Make a transfer to your new BBVA IBAN (instant transfer from Revolut or another bank is recommended) or use a debit card.
  4. First Purchase: Use the card for a purchase (e.g., a game on Steam, an app from the store, or an Amazon top-up). Note: Transfers to other accounts do not count as purchases.
  5. Bonus Payout: The €10 bonus will be credited directly to your account within a few days after the purchase is settled.

💡 Pro Tip: To trigger the bonus instantly with the smallest amount, you can simply do a €0.15 Amazon Balance top-up using your new BBVA virtual card.

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