BBVA Free Account with Italian IBAN - Get €10 Bonus + €20 per Each Friend

What is BBVA and how does the bonus work

BBVA is a Spanish bank that launched in Italy with a free online account featuring an Italian IBAN and virtual/physical card.

Open an account and make any purchase with the card to receive a €10 bonus directly in your account.

You can invite up to 10 friends to earn €20 for each one who registers and meets the conditions.

The account also offers 4% cashback on monthly purchases and 4% interest on non-locked deposits.

Requirements to get the bonus

Make at least one purchase of any amount within 90 days of opening the account using the BBVA card (virtual or physical).

You can deposit via free bank transfer or debit/credit card (instant transfer recommended).

Set up a direct debit of any amount within 90 days to earn an extra €10 bonus.

The bonus is credited within a few days of the purchase

Document verification is required with a valid ID and selfie.

The account opens in about 10-15 minutes.

Only adults (18+) can participate.

Step-by-step guide to activate the account and unlock the bonus

1. Download the BBVA app for Android or iOS.

2. Start registration and enter all required data. Remember to enter the promo code at the indicated step.

3. Scan your ID (front/back) and take a selfie for verification.

4. Wait for verification (usually a few minutes).

5. Choose whether to use the virtual card immediately or also order the free physical card.

6. Top up the account via transfer (recommended: a €2 transfer from apps like Revolut) or card.

7. Make a purchase with the BBVA card to activate the bonus (e.g., Amazon or phone recharge, online or in-store purchases).

💡 Recommended methods for valid purchases: Revolut payment link, TikTok token purchase, cheap apps on App Store or Google Play.

❌ Avoid SIM recharges, transfers, or purchases under €5 unless for Amazon or phone recharges.

Other BBVA benefits and information

BBVA offers 4% cashback on purchases made with the card (up to €200 spent monthly) and 4% interest on non-locked deposits, paid monthly until 2025.

You can receive your salary early, 3 to 15 days before the actual date.

Free withdrawals across the EU with the BBVA card.

You can invite up to 10 friends and earn up to €200 total.

The virtual card is usable immediately after registration; the physical card is optional and shipped for free.